Insurance vs. Direct Primary Care
Enter your own numbers. Results update as you type.
$
$
$
Optional — for major medical coverage
$
Traditional insurance
$0.00 /mo
Premium + average monthly visit costs
Direct Primary Care
$0.00 /mo
Membership + health share (if any)
Monthly difference
$0.00
Insurance minus DPC
Annual difference
$0.00
Monthly difference × 12
Good to know
- Health share plans are not insurance and are not regulated as insurance. Coverage terms vary by plan, so read the guidelines carefully before joining.
- DPC covers primary care only. It does not cover surgery, hospitalization, or specialist care.
- Looking for a health share plan? hsaforamerica.com is a resource for finding one.
This calculator compares premium and primary care visit costs only. It does not estimate savings from medications, specialist care, emergency visits, or hospital services. Results are based solely on the numbers you enter. DPC is not insurance. Health share plans are not insurance and are not regulated as such — coverage terms, sharing limits, and eligible expenses vary by plan.
See the numbers? Let's talk.
Book a free meet and greet. No medical advice and no pressure. We'll talk about what you're looking for and whether Mountain Roots is the right fit.
Schedule a meet and greet
Or call 828-617-1319 · info@mtnrootsdpc.com
Own a business or lead a team?
See what direct primary care could cost your employees.
Try the business calculator →

